Means-tested public support and the interaction between long-term care insurance and informal care

Bascans, Jean-Marc (CRIEF-IRIAF, University of Poitiers) ; Courbage, Christophe (Haute école de gestion de Genève, HES-SO // Haute Ecole Spécialisée de Suisse Occidentale) ; Oros, Cornel (CRIEF-IRIAF, University of Poitiers, Poitiers, France ; LEO, University of Orléans)

This paper investigates theoretically how the structure of means-tested public long-term care (LTC) support influences the relationship between LTC insurance and informal care. Three types of public support encountered in various means-tested LTC schemes are examined. First, the level to be considered for means-testing only takes into account the level of wealth of the recipient without considering the cost of LTC or the possible insurance benefits. Second, the public support also considers the LTC needs of the recipient. Third, the means-test structure takes into consideration insurance benefits as well. Our results show that the optimal levels of insurance and informal care as well as their relationship are strongly influenced by the ways means-tested public support for LTC is structured, which have important implications in terms of public policy for the financing of LTC needs.


Mots-clés:
Type d'article:
scientifique
Ecole:
HEG-GE
Institut:
Centre de Recherche Appliquée en Gestion
Classification:
Économie/gestion
Date:
2017
Pagination:
29 p.
Titre du document hôte:
International journal of health economics and management
Numérotation (vol. no.):
2017, vol. 17, no 2, pp. 113-133
DOI:
ISSN:
2199-9023
Le document apparaît dans:



 Notice créée le 2017-02-20, modifiée le 2017-11-23

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