Although Internet is becoming a medium for all economic activities, inequalities in digital fnancial practices among youth have received little attention. Using a sample of emerging adults in Switzerland (18–29 years, N=385), the latent class analysis used in this study ofers a unique opportunity to identify diferent confgurations of digital economic practices considering that online money consumption, management, and production are closely related. The analysis reveals four classes of digital economic practices that refect diferent user profles: Regular Consumers (60.5%), Occasional Consumers (20.8%), Moderate Managers (15.1%), and Active Users (3.6%). Class membership is associated with some of the sociodemographic characteristics as well as digital skills of emerging adults. Our fndings suggest that prevention and fnancial education programs should be adapted to the diferent user profles and focus more specifcally on occasional digital fnancial users who come from less privileged backgrounds and have the fewest digital skills.